Principles of Risk Management and Insurance, 13th Edition

I

• IBNR (incurred but not yet reported) claims, 585

• IBNR (incurred-but-not-reported) reserve, 131

• Ice, weight of, 491

• Identity theft, 12, 515–516

• Identity theft endorsement, 515–516

• III.( See Insurance Information Institute (III)(

• IIPRC (Interstate Insurance Product Regulation Commission), 164

• ImmediateAnnuities.com, 296

• Impact Forecasting, 86

• Implied authority, 98, 182

• Implied warranties, 564

• Imputed negligence, 407–408

• Income.( See also Business income; Disability-income insurance; Retirement income(

  • and being insured, relationship between, 457

  • current net, paying losses from, 52

  • disability and, 9

  • median money (U.S.), 8

  • modified adjusted gross, 297(n6)

  • of retired workers, 8

  • unemployment and, 10

• Income and expense statement

  • definition of, 132 ...