Principles of Risk Management and Insurance, 13th Edition

R

• Railroad Retirement Act, 32

• Railroad Unemployment Insurance Act, 32

• RAND Institute for Civil Justice, 422–423, 451, 475, 602

  • study of no-fault plans, 463–464

• Ratchet method, 286

• Rate(s)

  • adequacy, and underwriting, 111–112

  • definition of, 108, 137

  • reasonable, ensuring, 148

  • regulation of, 153–154, 161, 164

  • state-made, 154

• Rate making, 108–109

  • business objectives, 137

  • in life insurance, 140

  • methods of, 138–140

  • objectives in, 136–137

  • in property and casualty insurance, 136–140

  • regulatory objectives, 136–137

• Rate of return

  • internal, 83–84

  • on whole life insurance saving component, 263–265

• Rating, 108–109

• Ratio percentage test, for retirement plans, 355

• RBC (risk-based capital), 151–152, 163

• Readjustment period, 206

• Real Estate Settlement Procedures ...