Introduction
Digital currency is an area that is receiving a large amount of both good and negative attention at the time of writing (Winter 2021). However, like most new technologies and trends, one has to be able to separate the hype from the reality of what is happening.
What Is Driving the Movement Toward Digital Currency?
Digital currencies are part of the global trend of moving away from the traditional payment types (such as physical cash with coins/notes or cheques) to newer methods of payment (such as contactless payments). These methods are more convenient (i.e., one does need to carry cash around), are more secure (one does not need to write a paper cheque and post it), and do not require physical ...
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