Index

Note: Page numbers followed by f and t refers to figures and tables respectively.

Page numbers followed by “n” refer to footnotes.

ACB. See Adjusted closing balance (ACB)

Accounts

nontax-favored, 63, 64f, 6567, 66f

regular, 46

regular vs. tax-favored, 4752, 48f, 49f

tax-favored, 4647

Accredited, 121122

Activities of Daily Living (ADLs), 108

Actuarially fair, 103, 103n1

Adjustable-rate mortgages (ARMs), 141142

Adjusted closing balance (ACB), 85

Adjusted opening balance (AOB), 85

Adverse selection, 104, 104f

All-in-cost of mortgage, 145, 146f

Amortization, 144145, 144f, 147, 147f

Annual fees, 118, 123, 123f

Annual investments, 161164

Annual percentage rate (APR), 143, 143n7, 145146, 145n9, 147f

Annual withdrawals, 164168, 167f

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