Chapter 12. Managing the Gap
“What do we do now?” Sarah asked me as she watched me lick the envelope on our final credit card payment.
After a year of frenzied debt repayment, we had finally reached a plateau. Our debts were paid off, yet our income remained steady. The gap between our income and our required monthly payments had never been higher—we were spending substantially less than we were earning, and we were thriving.
I ran my tongue across the envelope and watched my son roll around on the floor, chasing our two cats. He giggled, enraptured with the innocent play with the felines, not realizing that his parents had transformed their financial situation and started securing a wonderful future for him.
I turned to her and looked deep ...
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