When I was in college, I performed at a jazz festival with my quartet. They paid me by check. When I visited my local bank to deposit the check, I ran into a problem. This wasn’t good, because I needed to pay the other musicians from this check. At the teller window, I learned the bank couldn’t deposit the check into my account. I asked why. The conversation went like this:
Bank Teller: It isn’t made out to you.
Me: But it is made out to the Tom Stein Quartet, and I’m Tom Stein.
Bank Teller: But you aren’t the Tom Stein Quartet.
Me: I see. What should I do?
Bank Teller: You have two options. You can go back to whoever wrote the check and ask them to write out another check to you, or you can open a business ...
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