Principles of Risk Management and Insurance, 13th Edition

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• T. Rowe Price, Retirement Income Calculator, 292–293

• Tabular reserve, 131

• Tabular value method, 131

• Target, data breach, 74, 418, 594

• Target premium, of universal life insurance, 217

• Taxable estate, 266

• Tax credit.( See Saver’s credit(

• Taxes.( See also Estate tax; Income tax(

  • on annuities, 287

  • on benefits, 382–383

  • Blue Cross and Blue Shield (BCBS) plans and, 97

  • cadillac, on high-value policies, 338

  • of insurers, 156

  • life insurance and, 265–266

  • retaliatory laws and, 156

  • on Social Security benefits, 382–383

  • on surplus lines, 161

  • variable universal life insurance and, 223

• Tax-sheltered annuities (TSAs), 363

• Technology, anti-terrorism, 13

• Technology-related liability, 418–419

• Telephone Consumer Protection Act, 582

• Temporary disability insurance, ...