Principles of Risk Management and Insurance, 13th Edition

S

• Safe burglary, 607, 608–609

• Safe driver plans, or auto insurance, 469

• Sales practices, insurers’, regulation of, 155–156

• Salvage, 562

• SAP (statutory accounting principles), 144(n1), 144(n3), 151

• Saver’s credit, 365–366

• Savings bank life insurance (SBLI), 98, 226–227

• Schedule, 484

• Scheduled personal property endorsement, 529–530

  • with agreed value loss settlement, 514

  • homeowners insurance, 514, 518

• Scheduled stamp/coin collections, 529

• Schedule rating, 139–140

• SCHIP (state children’s health insurance programs), 32

• Second-to-die life insurance, 226

• Section I, special form (HO-3)

  • additional coverages, 487–489

  • additional living expense in, 486–487

  • collapse (building) in, 488

  • conditions, 493–499

  • counterfeit money and, 488

  • coverage A: dwelling,