Insuring Motorcycles and Other Vehicles
The PAP excludes coverage for motorcycles, mopeds, and similar vehicles. However, a miscellaneous-type vehicle endorsement can be added to the PAP to insure motorcycles, mopeds, motor scooters, golf carts, motor homes, dune buggies, and similar vehicles. One exception is a snowmobile, which requires a separate endorsement to the PAP. The miscellaneous-type vehicle endorsement can be used to provide the same coverages found in the PAP.
You should be aware of several points if the miscellaneous-type vehicle endorsement is added to the PAP. First, the liability coverage does not apply to a nonowned vehicle. Although other persons are covered while operating your motorcycle with your permission, the liability ...
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