Notes
1. Juliana H. York and Burton T. Beam, Jr., Group Benefits: Basic Concepts and Alternatives, 13th ed. (Bryn Mawr, PA: The American College Press, 2012), Chap 2 and Davis W. Gregg, “Fundamental Characteristics of Group Insurance,” in Davis W. Gregg and Vane B. Lucas (Eds.), Life and Health Insurance Handbook, 3rd ed. (Homewood, IL: Irwin, 19733), pp. 362–363.
2. Congressional Budget Office, Concentration of Enrollees among Individual, Small Group, and Large Group Insurers from 2010 through 2013, GAO-15-R, December 1, 2014.
3. Ibid.
4. Emily Berry, “Few Physicians Can Avoid Dominant Health Insurers,” amednews.com, February 21, 2011.
5. The Kaiser Family Foundation, 2014 Employer Health Benefits Survey, September 10, 2014.
6. Juliana ...
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