CHAPTER 1: WHAT IS THE PAYMENT CARD INDUSTRY DATA SECURITY STANDARD (PCI DSS)?

The Payment Card Industry Data Security Standard (PCI DSS) was developed by the five founding payment brands of the PCI Security Standards Council (PCI SSC, at www.pcisecuritystandards.org): American Express, Discover Financial Services, JCB International, Mastercard and Visa. These were subsequently joined by UnionPay as a strategic member.

The PCI DSS consists of a standardised, industry-wide set of requirements and processes for security management, policies, procedures, network architecture, software design and critical protective measures.

The requirements of the PCI DSS must be met by all organisations (merchants and service providers) that transmit, process ...

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