CHAPTER FIVE
Uses of Bank Funds—The Lending Function
CHAPTER STRUCTURE
Section III Financial Appraisal for Credit Decisions
Section IV Different Types of Loans and Their Features
Section V Loan Pricing and Customer Profitability Analysis
Annexures I, II, III
KEY TAKEA WAYS FROM THE CHAPTER
Understand why banks lend
Learn how banks lend—Principles of lending
Understand the process of making a loan from start to finish
Learn the fundamentals of credit appraisal
Understand how loans are priced
Understand how banks choose profitable customers
SECTION I
BASIC CONCEPTS
Introduction
Assume that you have Rs. 10 lakh ...
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