Financial Planning, Budgeting, and Forecasting: Financial Intelligence Collection (7 Books)

Financial Planning, Budgeting, and Forecasting: Financial Intelligence Collection (7 Books)

by Harvard Business Review, Karen Berman, Joe Knight, David A. Moss, Jeremy Hope
Released November 2015
Publisher(s): Harvard Business Review Press
ISBN: 9781633691827

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Book description

Don’t let your fear of finance get in the way of your success. This digital collection, curated by Harvard Business Review, brings together everything a manager needs to know about financial intelligence. It includes Financial Intelligence, called a “must-read” for decision makers without expertise in finance; A Concise Guide to Macroeconomics, which covers the essentials of macroeconomics and examines the core ideas of output, money, and expectations; Essentials of Finance and Budgeting, which explains everything HR professionals need to know to make wise financial decisions; Ahead of the Curve, Joseph H. Ellis’s forecasting method to help managers and investors understand and predict the economic cycles that control their businesses and financial fates; Beyond Budgeting; which offers a coherent management model that overcomes the limitations of traditional budgeting; Preparing a Budget, packed with handy tools, self-tests, and real life examples to help you hone critical skills; and HBR Guide to Finance Basics for Managers, which will give you the tools and confidence you need to master the fundamentals of finance.

Table of contents

  1. Cover
  2. Title Page
  3. Berman-Knight/Financial Intelligence
    1. Copyright
    2. Dedication
    3. Preface
    4. PART ONE: THE ART OF FINANCE (AND WHY IT MATTERS)
      1. Chapter 1: You Can’t Always Trust the Numbers
      2. Chapter 2: Spotting Assumptions, Estimates, and Biases
      3. Chapter 3: Why Increase Your Financial Intelligence?
      4. Part One: Toolbox
    5. PART TWO: THE (MANY) PECULIARITIES OF THE INCOME STATEMENT
      1. Chapter 4: Profit Is an Estimate
      2. Chapter 5: Cracking the Code of the Income Statement
      3. Chapter 6: Revenue
      4. Chapter 7: Costs and Expenses
      5. Chapter 8: The Many Forms of Profit
      6. Part Two Toolbox
    6. PART THREE: THE BALANCE SHEET REVEALS THE MOST
      1. Chapter 9: Understanding Balance Sheet Basics
      2. Chapter 10: Assets
      3. Chapter 11: On the Other Side
      4. Chapter 12: Why the Balance Sheet Balances
      5. Chapter 13: The Income Statement Affects the Balance Sheet
      6. Part Three Toolbox
    7. PART FOUR: CASH IS KING
      1. Chapter 14: Cash Is a Reality Check
      2. Chapter 15: Profit ≠ Cash (and You Need Both)
      3. Chapter 16: The Language of Cash Flow
      4. Chapter 17: How Cash Connects with Everything Else
      5. Chapter 18: Why Cash Matters
      6. Part Four Toolbox
    8. PART FIVE: RATIOS: LEARNING WHAT THE NUMBERS ARE REALLY TELLING YOU
      1. Chapter 19: The Power of Ratios
      2. Chapter 20: Profitability Ratios
      3. Chapter 21: Leverage Ratios
      4. Chapter 22: Liquidity Ratios
      5. Chapter 23: Efficiency Ratios
      6. Part Five Toolbox
    9. PART SIX: HOW TO CALCULATE (AND REALLY UNDERSTAND) RETURN ON INVESTMENT
      1. Chapter 24: The Building Blocks of ROI
      2. Chapter 25: Figuring ROI
      3. Part Six Toolbox
    10. PART SEVEN: APPLIED FINANCIAL INTELLIGENCE: WORKING CAPITAL MANAGEMENT
      1. Chapter 26: The Magic of Managing the Balance Sheet
      2. Chapter 27: Your Balance Sheet Levers
      3. Chapter 28: Homing In on Cash Conversion
      4. Part Seven Toolbox
    11. PART EIGHT: CREATING A FINANCIALLY INTELLIGENT DEPARTMENT (AND ORGANIZATION)
      1. Chapter 29: Financial Literacy and Corporate Performance
      2. Chapter 30: Financial Literacy Strategies
      3. Chapter 31: Financial Transparency: Our Ultimate Goal
      4. Part Eight Toolbox
    12. Appendix: Sample Financials
    13. Notes
    14. Acknowledgments
    15. About the Authors
  4. Moss/Concise Guide to Macroeconomics
    1. Title Page
    2. Copyright Page
    3. Dedication Page
    4. Contents Page
    5. Acknowledgments
    6. Introduction
    7. Part I: Understanding the Macro Economy
      1. 1 Output
        1. Measuring National Output
        2. Exchange of Output across Countries
        3. What Makes Output Go Up and Down?
        4. Isn't Wealth More Important Than Output?
      2. 2 Money
        1. Money and Its Effect on Interest Rates, Exchange Rates, and Inflation
        2. Nominal versus Real
        3. Money and Banking
        4. The Art and Science of Central Banking
      3. 3 Expectations
        1. Expectations and Inflation
        2. Expectations and Output
        3. Expectations and Other Macro Variables
    8. Part II: Selected Topics: Background and Mechanics
      1. 4 A Short History of Money and Monetary Policy in the United States
        1. Defining the Unit of Account and the Price of Money
        2. The Gold Standard: A Self-Regulating Mechanism?
        3. The Creation of the Federal Reserve
        4. Finding the Right Monetary Rule under a Floating Exchange Rate
        5. The Transformation of American Monetary Policy
      2. 5 The Fundamentals of GDP Accounting
        1. Three Measurement Approaches
        2. The Nuts and Bolts of the Expenditure Method
        3. Depreciation
        4. GDP versus GNP
        5. Historical and Cross-Country Comparisons
        6. Investment, Savings, and Foreign Borrowing
      3. 6 Reading a Balance of Payments Statement
        1. A Typical Balance of Payments Statement
        2. Understanding Credits and Debits
        3. The Power and Pitfalls of BOP Accounting
      4. 7 Understanding Exchange Rates
        1. The Current Account Balance
        2. Inflation and Purchasing Power Parity
        3. Interest Rates
        4. Making Sense of Exchange Rates
    9. Conclusion
      1. Output
      2. Money
      3. Expectations
      4. Uses and Misuses of Macroeconomics
    10. Epilogue
    11. Glossary
    12. Notes
    13. About the Author
  5. SHRM/Essentials of Finance and Budgeting
    1. Frontmatter
    2. Title Page
    3. Copyright Page
    4. Table of Contents
    5. Introduction
    6. 1 Finance and the HR Professional
      1. A Crucial Competency
      2. Minding Your Business
      3. Applying Your Financial Knowledge
      4. Summing Up
      5. Leveraging Chapter Insights:Critical Questions
    7. 2 Financial Statements
      1. The Elements of Managerial Finance
      2. Why Financial Statements?
      3. The Balance Sheet
      4. The Income Statement
      5. The Cash Flow Statement
      6. Where to Find Financial Information
      7. Using Financial Statements to Enhance HR Service Quality
      8. Summing Up
      9. Leveraging Chapter Insights:Critical Questions
    8. 3 Finding Meaning in Financial Statements
      1. A Look Behind the Numbers
      2. Ratio Analysis
      3. Percentage-Format Financial Statements
      4. Summing Up
      5. Leveraging Chapter Insights:Critical Questions
    9. 4 From Financial Measures to a Balanced Scorecard
      1. Measuring Activities That Drive Future Financial Performance
      2. What Is a Balanced Scorecard?
      3. Implementing a Balanced Scorecard Program
      4. Creating an HR Scorecard
      5. Summing Up
      6. Leveraging Chapter Insights:Critical Questions
    10. 5 Important Accounting Concepts
      1. The Rules That Shape Financial Statements
      2. Generally Accepted Accounting Principles
      3. Cash Versus Accrual Accounting
      4. Accounting for Inventory
      5. Depreciation
      6. Accounting for Leases
      7. Historic Cost and Its Implications
      8. Cost Accounting
      9. Summing Up
      10. Leveraging Chapter Insights:Critical Questions
    11. 6 Taxes
      1. Important Details You Should Know
      2. Taxes and the Legal Form of the Business
      3. Progressive Tax Rates
      4. Marginal Tax Rate
      5. Credits Versus Deductions
      6. Tax Loss Carryback and Carryforward
      7. Summing Up
      8. Leveraging Chapter Insights:Critical Questions
    12. 7 Financing Operations and Growth
      1. Funding the Different Stages of Growth
      2. Start-Up Financing
      3. Financing Growth
      4. Other Forms of External Financing
      5. The Matching of Assets and Financing
      6. A Life-Cycle View of Financing
      7. Summing Up
      8. Leveraging Chapter Insights:Critical Questions
    13. 8 Money and Capital Markets
      1. Another Option for Funding Growth
      2. Money Markets
      3. Capital Markets
      4. Capital Market Securities
      5. Summing Up
      6. Leveraging Chapter Insights:Critical Questions
    14. 9 Budgeting
      1. Forecasting Your Company’s Financial Future
      2. What Is Budgeting?
      3. Budget Functions
      4. Types of Budgets
      5. The Master Budget
      6. The Human Side of Budgeting
      7. Developing an HR Department Budget
      8. Summing Up
      9. Leveraging Chapter Insights:Critical Questions
    15. 10 Practical Tools for Management Decisions
      1. Making the Numbers Work for You
      2. Cost-Benefit Analysis
      3. Accounting Return on Investment
      4. Payback Period
      5. Breakeven Analysis
      6. Estimating Nonquantifiable Benefits and Costs
      7. Tracking Performance
      8. Summing Up
      9. Leveraging Chapter Insights:Critical Questions
    16. 11 Measuring and Reporting Human Capital
      1. A Vital Exercise
      2. What Is Human Capital?
      3. Measuring Human Capital:Techniques and Challenges
      4. Launching or Enhancing a Human-Capital Measurement System in Your Firm
      5. Reporting Human Capital
      6. Summing Up
      7. Leveraging Chapter Insights:Critical Questions
    17. 12 The Time Value of Money
      1. Calculating the Real Value of Your Investment
      2. What Is Time Value?
      3. Present Value and Net Present Value
      4. Internal Rate of Return
      5. Sensitivity Analysis
      6. Economic Value Added
      7. Summing Up
      8. Leveraging Chapter Insights:Critical Questions
    18. 13 Business Valuation Concepts
      1. Evaluating Opportunity
      2. An Uncertain Science
      3. Asset-Based Valuations
      4. Earnings-Based Valuations
      5. Discounted Cash Flow Method
      6. Summing Up
      7. Leveraging Chapter Insights: Critical Questions
    19. 14 Developing and Using Your Financial Know-How
      1. Next Steps for You and Your Firm’s HR Department
      2. Enhancing Your Financial Know-How
      3. Serving as a Strategic Business Partner
      4. Creating a Positive Working Relationship Between HR and Finance
      5. Operating Your HR Department as a Profit Center
      6. Summing Up
      7. Leveraging Chapter Insights:Critical Questions
    20. Appendix A: Activity-Based Budgeting
    21. Appendix B: Balance-Sheet Template
    22. Appendix C: Income Statement Template
    23. Appendix D: Cash-Flow Statement Template
    24. Appendix E: Cash Budget Template
    25. Appendix F: HR Department Budget Template
    26. Notes
    27. Glossary
    28. For Further Reading
    29. Index
    30. About the Series Adviser
    31. About the Subject Adviser
    32. About the Writers
    33. About the Society for Human Resource Management
  6. Ellis/Ahead of the Curve
    1. Title Page
    2. Copyright
    3. Dedication
    4. Contents
    5. Preface and Acknowledgments
    6. Part I: “Seeing” The Economy: Creating Order from Chaos
      1. 1. Seeing Around Economic Corners
      2. 2. Making Sense of the Economy
      3. 3. Redefining Economic Downturns
      4. 4. An Antidote for the Recession Obsession
      5. 5. Smart Economic Tracking: Getting the Noise Out
      6. 6. The Nature of Leading Indicators
    7. Part II: Consumer Spending: The Cornerstone of the Economy and the Stock Market
      1. 7. Consumer Spending Drives the Demand Chain in the Economy
      2. 8. Consumer Spending, Corporate Profits, and the Stock Market
    8. Part III: Forecasting Consumer Spending: Understanding the Key Indicator Relationships
      1. 9. Forecasting Consumer Spending: Numbers, Not Psychology
      2. 10. Real Earnings: The Powerhouse of the Economy
      3. 11. Employment and Unemployment: The Economy’s Deceptive Laggard
      4. 12. Interest Rates, Inflation, and the Economic Cycle
      5. 13. Interest Rates and the Stock Market: A Concerned Look Forward
      6. 14. The Link Between Federal Deficits and Interest Rates
    9. Part IV: From Theory to Practice: Applying the Charting Discipline to Your Own Forecasting
      1. 15. Forecasting For Your Own Industry or Company
      2. 16. Making Economics Happen
    10. Appendix A: Credit: Consumer Spending’s “Swing Factor”
    11. Appendix B: Does Charting Economic Cause and Effect Work Outside the United States?
    12. Appendix C: Major Industry Data Series
    13. Appendix D: www.AheadoftheCurve-theBook.com
    14. Notes
    15. Bibliography
    16. Index
    17. About the Author
  7. Hope-Fraser/Beyond Budgeting
    1. Title Page
    2. Dedication Page
    3. Copyright Page
    4. Contents
    5. Foreword
    6. Acknowledgments
    7. Introduction: Toward a New General Management Model
    8. Part I The Promise of Beyond Budgeting
      1. Chapter One The Annual Performance Trap
      2. Chapter Two Breaking Free
    9. Part II The Adaptive Process Opportunity: Enabling Managers to Focus on Continuous Value Creation
      1. Chapter Three How Three Organizations Introduced Adaptive Processes
      2. Chapter Four Principles of Adaptive Processes
      3. Chapter Five Insights into Implementation
    10. Part III The Radical Decentralization Opportunity: Enabling Leaders to Create a High Performance Organization
      1. Chapter Six How Three Organizations Removed the Barriers to Change
      2. Chapter Seven Principles of Radical Decentralization
      3. Chapter Eight Insights into Changing Centralized Mind-Sets
    11. Part IV Realizing the Full Promise of Beyond Budgeting
      1. Chapter Nine The Roles of Systems and Tools
      2. Chapter Ten The Vision of a Management Model Fit for the Twenty-First Century
    12. Glossary
    13. Notes
    14. Index
    15. About the Authors
  8. Pocket Mentor Series
    1. Title Page
    2. Copyright Page
    3. Table of Contents
    4. Mentor’s Message: The Power of a Well-Prepared Budget
    5. Preparing a Budget: The Basics
      1. An Overview of Budgeting
        1. What is a budget?
        2. How does the budgeting process work?
        3. Why is a budget valuable?
        4. Types of budgets
      2. Approaches to Preparing a Budget
        1. Traditional budgeting
        2. Alternative approaches
        3. Kaizen budgeting
        4. Budgeting and the balanced scorecard
      3. Categorizing Expenses
        1. Fixed and variable costs
        2. Allocated costs
        3. Activity-based costing
        4. Activity-based budgeting
      4. Preparing an Operating Budget
        1. Defining your goals
        2. Articulating your assumptions
        3. Forecasting sales
        4. Forecasting revenues
        5. Forecasting cost of goods sold
        6. Estimating SG&A costs
        7. Calculating operating income
        8. Exploring “what-if ” scenarios
      5. Preparing a Capital Budget
        1. What is a capital budget?
        2. Capital budgeting techniques
      6. When Your Budget and Reality Differ
        1. What is variance?
        2. What causes it?
    6. Tips and Tools
      1. Tools for Preparing a Budget
      2. Test Yourself
        1. Answers to test questions
      3. Key Terms
      4. To Learn More
        1. Articles
        2. Books
      5. Sources for Preparing a Budget
      6. How to Order
  9. Guide/Finance Basics
    1. Half Title page
    2. Harvard Business Review Guides
    3. Title Page
    4. Copyright
    5. What You'll Learn
    6. Contents
    7. Section 1. Finance Basics: Don't Be Afraid
      1. Finance Quiz
      2. The Key Financial Statements
      3. The Fundamental Laws of Business
    8. Section 2. Making Good Decisions-and Moving Those Numbers
      1. Using Statements to Measure Financial Health
      2. Grow Your Profits by Streamlining Your Business
      3. Working Your Assets to Boost Your Growth
      4. Profit ≠ Cash (and You Need Both)
      5. Why Cash Matters
      6. Your Balance Sheet Levers
      7. What's Your Working Capital Model? A Case Study
      8. Learn to Speak the Language of Roi
      9. Practical Tools for Management Decisions
    9. Section 3. The Limits of Financial Data
      1. What the Financial Statements Don't Tell You
      2. The Five Traps of Performance Measurement
      3. Finance Quiz
    10. Glossary
    11. Index
    12. Smart Advice and Inspiration

Product information

  • Title: Financial Planning, Budgeting, and Forecasting: Financial Intelligence Collection (7 Books)
  • Author(s): Harvard Business Review, Karen Berman, Joe Knight, David A. Moss, Jeremy Hope
  • Release date: November 2015
  • Publisher(s): Harvard Business Review Press
  • ISBN: 9781633691827