Credit and Your Financial Team
Credit card debt is one of the most oft-cited reasons why people cannot get their personal finances in order, have a difficult time saving, and are stressed out about their financial situation. The first step to getting a better handle on credit card debt, and establishing a solid plan for paying it down, is to really understand what credit cards are. Credit cards are debt, plain and simple, but they are convenient debt tools. You cannot, for example, buy anything online (including plane tickets or anything from Amazon) without credit, but as with any tool it is important to use it carefully. Just like you would not try to use a jackhammer without training or making sure to wear the proper safety equipment, ...
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