First and foremost, we would like to thank Almighty God who has kept us and seen us throughout the years. We thank Him for his endless love, grace, favor, and blessings.
Second, we would like to express our gratitude toward our daughters, Daena and Jenna, for their support, love, and prayers while completing this book. We would like to thank the Economic Modeling and Econometrics Research Group (EMERG) for contributing to the various debates about Basel III and liquidity from 2010 onward.
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